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FHA Loan Calculator

Estimate the monthly payment on an FHA loan, which allows down payments as low as 3.5%. Set your down payment and rate to see principal, interest, taxes, insurance, and mortgage insurance.

Frequently asked questions

What down payment does an FHA loan need?

FHA loans allow as little as 3.5% down for qualifying borrowers, which makes them popular with first-time buyers.

Does FHA have mortgage insurance?

Yes — FHA loans carry mortgage insurance premiums (MIP). Model the monthly cost with the PMI rate field to approximate your total payment.